Savings and Investment Accounts

Statement Savings Account Interest Rates
Earn interest when you open this account with just $10. A monthly statement showing all your transactions is sent to you. You can combine your checking and savings information all into one monthly statement. When you maintain a balance of $200, set up a direct deposit, link your savings and checking accounts, or are age 18 or younger -or- age 62 or older you'll avoid the $2 monthly fee.

Passbook Savings Account Interest Rates
Open this traditional savings account with as little as $10 and earn interest. The passbook provides you with a record of all transactions. Avoid a monthly fee of $2 by maintaining a balance of at least $200, setting up a direct deposit to the account or are age 18 or younger -or- age 62 or older.

Money Market Account Interest Rates
The higher your balance, the higher the interest ratepaid based on four tiers. Checks are provided, but transaction limitations are in place. $10 excess transaction fee may be imposed if more than three checks are processed within the monthly statement cycle.

Premium Money Market Account Interest Rates
Earn our highest variable Money Market Interest Rate when you maintain a balance of $25,000 or more.

Premium Plus Money Market Account Interest Rates
When you maintain an active South Coastal Bank personal or business checking account, you'll qualify for our high variable rate Premium Plus Money Market Account. You'll also receive on-line banking with bill pay free for use with your checking account.

Certificate of Deposit Interest Rates
Earn higher interest rate s when you invest in a certificate of deposit. Minimum to open is just $1,000 with terms available from 3 months to 48 months. Early withdrawal penalty may apply.

Individual Retirement Account Interest Rates
Plan for your retirement by opening an IRA with us. We offer standard, Roth and Education IRA's with Certificate of Deposit investment options ranging from 3 months to 48 months. Early withdrawal penalty may apply.