Personal Loans

Unsecured Installment Loan Interest Rates
When you qualify you can borrow from $ 1,000 to $ 5,000 without the need to provide collateral. Terms up to 36 months.

Auto Loan (New) Interest Rates
With just 20% down, you can finance your new car with us. Terms are available up to 72 months.

Auto Loan (Used) Interest Rates
Based on average loan value for your vehicle, we'll provide financing for up to 60 months.

Overdraft Protection Interest Rates
Give yourself peace of mind with this line of credit that can be used in the event your South Coastal Bank checking account becomes overdrawn.

Home Equity Plus Interest Rates
Our Home Equity Plus combines the flexibility of a variable interest rate line of credit with the security of a fixed interest rate loan. Start with a home equity line of credit at a great low annual percentage rate and then take any portion of the outstanding balance and lock it in at any time with a fixed-rate, fixed-term loan.

Residential Mortgages
A complete array of choices include fixed and adjustable Interest Rate mortgages, minimal down payment requirements, and terms up to 30 years. Work with a South Coastal Bank mortgage specialist to determine what's best for you. To have a specialist contact you, complete the contact us form. To learn if you prequalify for a mortgage, complete the mortgage prequalification application.