Personal Checking and Money Market Accounts

Free Checking Account
Open a free personal checking account with just $10, and you'll have no service fees or minimum balance requirements to meet. First order of South Coastal Bank checks is free with no per check fees. ATM transactions at more than 2,200 SUM network ATM's free of surcharges and there is no charge for the first 3 foreign ATM withdrawals. Free VISA Check Card, free on-line banking and bill pay, and free 24-hour telephone banking. Overdraft protection available to qualified applicants.

NOW Checking Account Interest Rates
Enjoy unlimited check writing while earning interest. Requires just $10 to open this account and pay a low $9 monthly service fee. Features include no per check fees, free VISA check card, free Online Banking with Bill Pay, free 24-hour telephone banking, and surcharge-free ATM transactions at over 2,200 SUM network ATMs.

Money Market Account Interest Rates
The higher your balance, the higher the interest ratebased on four tiers. Checks are provided, but transaction limitations are in place. $10 excess transaction fee may be imposed if more than three checks are processed within the monthly statement cycle.

Premium Money Market Account Interest Rates
Earn our highest variable Money Market Interest Rate when you maintain a balance of $25,000 or more.