Personal Checking and Money Market Accounts

Free Checking Account
Open a free personal checking account with just $10, and you'll have no service fees or minimum balance requirements to meet. First order of South Coastal Bank checks is free with no per check fees. ATM transactions at more than 2,200 SUM network ATM's free of surcharges and there is no charge for the first 3 foreign ATM withdrawals. Free VISA Check Card, free on-line banking and bill pay, and free 24-hour telephone banking. Overdraft protection available to qualified applicants.

Interest Checking Account Interest Rates
Just $10 to open this account and earn interest. Pay $9 per month and receive free VISA check card, free on-line banking, free 24-hour telephone banking, and surcharge free ATM transactions at over 2,200 SUM network ATMs. Tiered interest rate paid on balances of $10-$2,499 and $2,500 and above.

Money Market Account Interest Rates
The higher your balance, the higher the interest ratebased on four tiers. Checks are provided, but transaction limitations are in place. $10 excess transaction fee may be imposed if more than three checks are processed within the monthly statement cycle.

Premium Money Market Account Interest Rates
Earn our highest variable Money Market Interest Rate when you maintain a balance of $25,000 or more.

Premium Plus Money Market Account Interest Rates
When you maintain an active South Coastal Bank personal or business checking account, you'll qualify for our high variable rate Premium Plus Money Market Account. You'll also receive on-line banking with bill pay free for use with your checking account.