Your business is unique and so is our philosophy on business banking. Whether you need information about checking, savings or loans, you'll always have access to a decision maker dedicated to helping you meet the challenges facing your business. Our commercial lenders will give you the one-on-one attention so often lacking at the super regional banks.
Consider a line of credit if your business has seasonal borrowing needs. Our line allows you to borrow, repay and borrow again throughout the life of the loan.
This loan will allow your business to borrow an amount either in a lump sum or an amount disbursed over time.
Typically funds are used for the purchase of equipment. A one to five-year repayment term is designed to fit your business needs.
Considered working capital loans, these loans are usually repaid within one year and used for single, non-repetitive borrowing needs.
Funds are used to purchase, refinance or refurbish owner-occupied and investment property.
South Coastal Bank has joined the Massachusetts Treasurer's Small Business Banking Partnership. The program provides reduced-rate loans to small businesses that may have difficulty obtaining financing from traditional bank lending programs. Loans can be used toward expansion, new construction, equipment, capital improvements, and other business needs.